Group Disability Insurance
Group disability insurance is a crucial benefit that ensures employees receive financial assistance if they become unable to work due to illness or injury. Disability insurance plans are designed to replace a portion of lost income, helping employees maintain financial stability during difficult times.
Coverage Options Include:
By including disability insurance in your benefits package, you support employees through challenging health-related situations while promoting workplace loyalty and productivity.
Coverage Options Include:
- Short-Term Disability (STD): Provides temporary income replacement for employees recovering from non-work-related illnesses, injuries, or childbirth, typically lasting from a few weeks to six months.
- Long-Term Disability (LTD): Offers extended financial protection for employees facing prolonged medical conditions, with benefits lasting for several years or until retirement, depending on the policy.
By including disability insurance in your benefits package, you support employees through challenging health-related situations while promoting workplace loyalty and productivity.